Real estate investment funding, nationwide, from $25,000 to $100,000,000.
KAL Kreations arranges private capital for investors, developers and property owners in all 50 states. Send a scenario and get a quick response.
KAL Kreations, Inc. — a California corporation, in business 30 years.
All loans are for real estate investment purposes only. We do not offer personal loans.
Which do you need first?
Two separate businesses, two separate starting points. Pick the one that matches where you actually are.
I need funding for a property
Purchase, refinance, construction, asset-based loans, bridge loans, and fix-and-flip capital on investment properties, and more. Funding from $25,000 to $100,000,000 is arranged through our private lender network in all 50 states.
I need a higher credit score first
Authorized-user tradelines on seasoned cards: FICO over 830, perfect payment history, under 5% monthly usage, 60-day term. You will be talking directly with the cardholder.
Receive a 10% discount when you order 3 Tradelines or more.
- Cards carry FICO scores over 830, perfect payment history, and less than 5% usage reported each month
- The 60-day term covers two billing cycles and can be renewed indefinitely
- All tradeline fees are reimbursed if KAL Kreations arranges your real estate investment loan
Examples of some of the property types funded
These are examples, not an exhaustive list. Special circumstances are welcome; send us your property details.
- Single family residence (SFR)
- Apartments
- Multi-family
- Condos
- Land
- Lots
- Commercial
- Construction
- Industrial
- Mobile home parks
- Rentals
- Rental portfolios
- Bridge loans
- Refinance
- Fix and flip
- Foreclosures
- Churches
- High-risk and difficult files
How it works
- 1
Submit your scenario
Send the property, amount and purpose. Details help the right lender review the scenario.
- 2
We match it to our lender network
KAL Kreations works with a network of private real estate lenders, so the file goes to lenders actually active in that market and asset type.
- 3
Terms and approval
The funding lender reviews the property, sets the terms and issues its approval, usually with an LOI (letter of intent).
- 4
Funding
Documents are drawn, conditions cleared and the loan funds through the lender.
Tradelines
Receive a 10% discount when you order 3 Tradelines or more.
An authorized-user tradeline is a seasoned credit card you are added to so its history can appear on your credit file. KAL Kreations uses cards with FICO scores over 830, perfect payment history and less than 5% usage reported each month. The 60-day term covers two billing cycles and can be renewed indefinitely.
- Cards carry FICO scores over 830, perfect payment history, and less than 5% usage reported each month
- The 60-day term covers two billing cycles and can be renewed indefinitely
- All tradeline fees are reimbursed if KAL Kreations arranges your real estate investment loan
You will be talking directly with the cardholder, without a middleman.
Tradelines add authorized-user history to a credit file.
Nationwide coverage
KAL Kreations arranges funding in all 50 states through private lenders active in each regional market.
Frequently asked questions
What does KAL Kreations do?
KAL Kreations, Inc. arranges real estate investment funding from $25,000 to $100,000,000 in all 50 states and supplies authorized-user credit card tradelines. It helps clients qualify for loans and potentially reduce interest rates, depending on their individual credit profile and the funding lender's terms. It is a California corporation that has been in business 30 years.
Is KAL Kreations a lender?
No. KAL Kreations arranges funding through its network of private real estate lenders.
How much can KAL Kreations fund?
From $25,000 to $100,000,000, depending on the property, the market and the funding lender's terms.
Can I get a personal loan?
No. All loans are for real estate investment purposes only. We do not offer personal loans.
What is an authorized user tradeline?
It is a seasoned credit card you are added to as an authorized user, so the card's history can appear on your credit file. KAL Kreations uses cards with FICO over 830, perfect payment history and under 5% monthly usage, for a 60-day term.
Start a funding request
Prefer to talk? Call 415-892-0470 (landline).
All loans are for real estate investment purposes only. We do not offer personal loans.